Activities of Department of Commerce
| Title | Details |
|---|---|
| Title: Impact of Self Help Groups on Socio-Economic Status of Rural Women: A case study of the Self Help Groups of Kawoimari and Chinatoli village under Pub Teok Gaon Panchayat of Jorhat District | |
| Start Date: 2019-04-06 End Date: 2019-08-25 Duration: 150 days | |
| Nature of the Activity: Research Project | |
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mso-para-margin-left:0in; line-height:115%; mso-pagination:widow-orphan; font-size:11.0pt; font-family:"Calibri","sans-serif"; mso-ascii-font-family:Calibri; mso-ascii-theme-font:minor-latin; mso-hansi-font-family:Calibri; mso-hansi-theme-font:minor-latin; mso-bidi-font-family:"Times New Roman"; mso-bidi-theme-font:minor-bidi; mso-ansi-language:EN-IN;} </style> <![endif]--><!--[if gte mso 9]><xml> <o:shapedefaults v:ext="edit" spidmax="1027"></o:shapedefaults> </xml><![endif]--><!--[if gte mso 9]><xml> <o:shapelayout v:ext="edit"> <o:idmap v:ext="edit" data="1"></o:idmap> </o:shapelayout></xml><![endif]--> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt; text-align:center;line-height:150%;mso-layout-grid-align:none;text-autospace: none" align="center"><b><span style="font-size:15.0pt;line-height:150%;font-family:"Arial","sans-serif"">IMPACT OF SELF HELP GROUPS ON SOCIO-ECONOMI STATUS OF RURAL WOMEN: A CASE STUDY ON THE SELF HELP GROUP OF KAWOIMARI AND CHINATOLI VILLAGE</span></b></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt; text-align:center;line-height:150%;mso-layout-grid-align:none;text-autospace: none" align="center"><b><span style="font-size:15.0pt;line-height:150%;font-family:"Arial","sans-serif""><span style="mso-spacerun:yes"> </span>UNDER PUB TEOK GAON PONCHAYAT </span></b></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt; text-align:center;line-height:150%;mso-layout-grid-align:none;text-autospace: none" align="center"><b><span style="font-size:15.0pt;line-height:150%;font-family:"Arial","sans-serif"">OF JORHAT DISTRICT</span></b></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt; text-align:center;line-height:150%;mso-layout-grid-align:none;text-autospace: none" align="center"><b><span style="font-size:15.0pt;line-height:150%;font-family:"Arial","sans-serif""> </span></b></p> <p class="MsoNormal" style="text-align:center" align="center"><i style="mso-bidi-font-style: normal"><span style="font-size:18.0pt;line-height:115%">Conducted with the Financial Assistance of CKB College, Teok</span></i></p> <p class="MsoNormal" style="text-align:center" align="center"><i style="mso-bidi-font-style: normal"><span style="font-size:18.0pt;line-height:115%">(During April2019 to August2019)</span></i><span style="font-size:18.0pt;line-height:115%"></span></p> <p class="MsoNormal" style="text-align:center" align="center"><span style="font-size:18.0pt;line-height:115%"> </span></p><span style="font-size:18.0pt;line-height:115%"> </span><span style="font-size:18.0pt;line-height:115%"> By</span> <p class="MsoNormal" style="text-align:center" align="center"><span style="font-size:18.0pt;line-height:115%">Department of Commerce</span></p> <p class="MsoNormal" style="text-align:center" align="center"><span style="font-size:18.0pt;line-height:115%">C.K.B. College, Teok</span></p> <p class="MsoNormal" style="text-align:center" align="center"><span style="font-size:18.0pt;line-height:115%">Jorhat, Assam</span></p> <p class="MsoNormal" style="text-align:center" align="center"><span style="font-size:18.0pt;line-height:115%">Pin-785112</span></p><p class="MsoNormal" style="text-align:center" align="center"><!--[if gte mso 9]><xml> <o:OfficeDocumentSettings> <o:RelyOnVML></o:RelyOnVML> <o:AllowPNG></o:AllowPNG> </o:OfficeDocumentSettings> </xml><![endif]--><!--[if gte mso 9]><xml> <w:WordDocument> <w:View>Normal</w:View> <w:Zoom>0</w:Zoom> <w:TrackMoves></w:TrackMoves> <w:TrackFormatting></w:TrackFormatting> <w:PunctuationKerning></w:PunctuationKerning> <w:ValidateAgainstSchemas></w:ValidateAgainstSchemas> <w:SaveIfXMLInvalid>false</w:SaveIfXMLInvalid> <w:IgnoreMixedContent>false</w:IgnoreMixedContent> <w:AlwaysShowPlaceholderText>false</w:AlwaysShowPlaceholderText> <w:DoNotPromoteQF></w:DoNotPromoteQF> 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mso-style-qformat:yes; mso-style-parent:""; mso-padding-alt:0in 5.4pt 0in 5.4pt; mso-para-margin-top:0in; mso-para-margin-right:0in; mso-para-margin-bottom:10.0pt; mso-para-margin-left:0in; line-height:115%; mso-pagination:widow-orphan; font-size:11.0pt; font-family:"Calibri","sans-serif"; mso-ascii-font-family:Calibri; mso-ascii-theme-font:minor-latin; mso-hansi-font-family:Calibri; mso-hansi-theme-font:minor-latin; mso-bidi-font-family:"Times New Roman"; mso-bidi-theme-font:minor-bidi;} </style> <![endif]--> </p><p class="MsoListParagraph" style="margin-top:0in;margin-right:0in;margin-bottom: 0in;margin-left:.75in;margin-bottom:.0001pt;mso-add-space:auto;text-align:justify; text-indent:-.25in;line-height:200%;mso-list:l2 level2 lfo2;tab-stops:.5in; mso-layout-grid-align:none;text-autospace:none"><b><span style="font-size:12.0pt;line-height:200%;font-family:"Times New Roman","serif"; mso-fareast-font-family:"Times New Roman""><span style="mso-list:Ignore">5.1<span style="font:7.0pt "Times New Roman""> </span></span></span></b><b><span style="font-size:12.0pt;line-height:200%;font-family:"Times New Roman","serif"">Major Findings</span></b></p> <p class="MsoNormal" style="margin-top:0in;margin-right:0in;margin-bottom:0in; margin-left:.5in;margin-bottom:.0001pt;text-align:justify;line-height:200%; tab-stops:.5in 40.5pt 1.0in;mso-layout-grid-align:none;text-autospace:none"><b><span style="font-size:12.0pt;line-height:200%;font-family:"Times New Roman","serif""><span style="mso-tab-count:2"> </span></span></b><span style="font-size: 12.0pt;line-height:200%;font-family:"Times New Roman","serif"">The following are the major findings of the study:</span></p> <p class="MsoListParagraphCxSpFirst" style="margin-top:0in;margin-right:0in; margin-bottom:0in;margin-left:1.0in;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;text-indent:-.25in;line-height:200%;mso-list:l0 level1 lfo3; tab-stops:.5in 40.5pt 1.0in;mso-layout-grid-align:none;text-autospace:none"><span style="font-size:12.0pt;line-height:200%;font-family:Wingdings;mso-fareast-font-family: Wingdings;mso-bidi-font-family:Wingdings;mso-bidi-font-weight:bold"><span style="mso-list:Ignore">v<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:200%;font-family:"Times New Roman","serif"">The data show that except one SHG, all were of medium size having 11-15 members in each group.<b></b></span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0in;margin-right:0in; margin-bottom:0in;margin-left:1.0in;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;text-indent:-.25in;line-height:200%;mso-list:l1 level1 lfo1; tab-stops:31.5pt 40.5pt 1.0in 1.5in;mso-layout-grid-align:none;text-autospace: none"><span style="font-size:12.0pt;line-height:200%; font-family:Wingdings;mso-fareast-font-family:Wingdings;mso-bidi-font-family: Wingdings"><span style="mso-list:Ignore">v<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:200%; font-family:"Times New Roman","serif"">The data further revealed that the majority (80%) of the groups convened their meeting weekly, where they exchanged their views, made work plans discussed and solved problems and took account of savings and credit. </span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0in;margin-right:0in; margin-bottom:0in;margin-left:1.0in;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;text-indent:-.25in;line-height:200%;mso-list:l1 level1 lfo1; tab-stops:31.5pt 40.5pt 1.0in;mso-layout-grid-align:none;text-autospace:none"><span style="font-size:12.0pt;line-height:200%;font-family:Wingdings;mso-fareast-font-family: Wingdings;mso-bidi-font-family:Wingdings"><span style="mso-list:Ignore">v<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:200%;font-family:"Times New Roman","serif"">Majority (70%) of the SHGs was linked with banks and president was the leader. </span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0in;margin-right:0in; margin-bottom:0in;margin-left:1.0in;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;text-indent:-.25in;line-height:200%;mso-list:l1 level1 lfo1; tab-stops:31.5pt 40.5pt 1.0in;mso-layout-grid-align:none;text-autospace:none"><span style="font-size:12.0pt;line-height:200%;font-family:Wingdings;mso-fareast-font-family: Wingdings;mso-bidi-font-family:Wingdings"><span style="mso-list:Ignore">v<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:200%;font-family:"Times New Roman","serif"">Out of these six factors, economic security was expressed as a motivating factor by highest percentage (72%)of members of SHGs, followed by inculcating saving habit (68%) and starting enterprise (56%) (Table 2). </span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0in;margin-right:0in; margin-bottom:0in;margin-left:1.0in;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;text-indent:-.25in;line-height:200%;mso-list:l1 level1 lfo1; tab-stops:31.5pt 40.5pt 1.0in;mso-layout-grid-align:none;text-autospace:none"><span style="font-size:12.0pt;line-height:200%;font-family:Wingdings;mso-fareast-font-family: Wingdings;mso-bidi-font-family:Wingdings"><span style="mso-list:Ignore">v<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:200%;font-family:"Times New Roman","serif"">Equal percentage (50%) of members expressed special recognition in society and working in groups as the motivating factors for group formation whereas about one fourth of members (28%) expressed getting opportunity for credit and loaning facility.</span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0in;margin-right:0in; margin-bottom:0in;margin-left:1.0in;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;text-indent:-.25in;line-height:200%;mso-list:l1 level1 lfo1; tab-stops:31.5pt 40.5pt 1.0in;mso-layout-grid-align:none;text-autospace:none"><span style="font-size:12.0pt;line-height:200%;font-family:Wingdings;mso-fareast-font-family: Wingdings;mso-bidi-font-family:Wingdings"><span style="mso-list:Ignore">v<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:200%;font-family:"Times New Roman","serif"">The result also indicates positive impact of SHGs on enhancing the socio-economic condition. In case of non-members the mean scores were negative. </span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0in;margin-right:0in; margin-bottom:0in;margin-left:1.0in;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;text-indent:-.25in;line-height:200%;mso-list:l1 level1 lfo1; tab-stops:31.5pt 40.5pt 1.0in;mso-layout-grid-align:none;text-autospace:none"><span style="font-size:12.0pt;line-height:200%;font-family:Wingdings;mso-fareast-font-family: Wingdings;mso-bidi-font-family:Wingdings"><span style="mso-list:Ignore">v<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:200%;font-family:"Times New Roman","serif"">The findings of the present study supports the statement that the women as a member of SHGs were able to take more decisions as compared to those who were not the member of SHGs.</span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0in;margin-right:0in; margin-bottom:0in;margin-left:1.0in;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;text-indent:-.25in;line-height:200%;mso-list:l1 level1 lfo1; tab-stops:31.5pt 40.5pt 1.0in;mso-layout-grid-align:none;text-autospace:none"><span style="font-size:12.0pt;line-height:200%;font-family:Wingdings;mso-fareast-font-family: Wingdings;mso-bidi-font-family:Wingdings"><span style="mso-list:Ignore">v<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:200%;font-family:"Times New Roman","serif"; mso-fareast-font-family:SymbolMT"><span style="mso-spacerun:yes"> </span></span><span style="font-size:12.0pt;line-height:200%;font-family:"Times New Roman","serif"">Most of the women of the SHGs in the study area are belonged<span style="mso-tab-count:1"> </span>to the age group of 21-40 years.</span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0in;margin-right:0in; margin-bottom:0in;margin-left:1.0in;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;text-indent:-.25in;line-height:200%;mso-list:l1 level1 lfo1; tab-stops:31.5pt 40.5pt 1.0in;mso-layout-grid-align:none;text-autospace:none"><span style="font-size:12.0pt;line-height:200%;font-family:Wingdings;mso-fareast-font-family: Wingdings;mso-bidi-font-family:Wingdings"><span style="mso-list:Ignore">v<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:200%;font-family:"Times New Roman","serif"; mso-fareast-font-family:SymbolMT"><span style="mso-spacerun:yes"> </span></span><span style="font-size:12.0pt;line-height:200%;font-family:"Times New Roman","serif"">The present study revealed that most of the women of the SHG have Secondary and Higher- Secondary level of education.</span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0in;margin-right:0in; margin-bottom:0in;margin-left:1.0in;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;text-indent:-.25in;line-height:200%;mso-list:l1 level1 lfo1; tab-stops:31.5pt 40.5pt 1.0in;mso-layout-grid-align:none;text-autospace:none"><span style="font-size:12.0pt;line-height:200%;font-family:Wingdings;mso-fareast-font-family: Wingdings;mso-bidi-font-family:Wingdings"><span style="mso-list:Ignore">v<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:200%;font-family:"Times New Roman","serif"; mso-fareast-font-family:SymbolMT"><span style="mso-spacerun:yes"> </span></span><span style="font-size:12.0pt;line-height:200%;font-family:"Times New Roman","serif"">Most of the SHGs members are either unemployed or self-employed in unorganized sector</span></p> <p class="MsoListParagraphCxSpMiddle" style="margin-top:0in;margin-right:0in; margin-bottom:0in;margin-left:1.0in;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;text-indent:-.25in;line-height:200%;mso-list:l1 level1 lfo1; tab-stops:31.5pt 40.5pt 1.0in;mso-layout-grid-align:none;text-autospace:none"><span style="font-size:12.0pt;line-height:200%;font-family:Wingdings;mso-fareast-font-family: Wingdings;mso-bidi-font-family:Wingdings"><span style="mso-list:Ignore">v<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:200%;font-family:"Times New Roman","serif"; mso-fareast-font-family:SymbolMT"><span style="mso-spacerun:yes"> </span></span><span style="font-size:12.0pt;line-height:200%;font-family:"Times New Roman","serif"">Income of the SHG members is increased after joining the Self Help Group.</span></p> <p class="MsoListParagraphCxSpLast" style="margin-top:0in;margin-right:0in; margin-bottom:0in;margin-left:1.0in;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;text-indent:-.25in;line-height:200%;mso-list:l1 level1 lfo1; tab-stops:31.5pt 40.5pt 1.0in;mso-layout-grid-align:none;text-autospace:none"><span style="font-size:12.0pt;line-height:200%;font-family:Wingdings;mso-fareast-font-family: Wingdings;mso-bidi-font-family:Wingdings"><span style="mso-list:Ignore">v<span style="font:7.0pt "Times New Roman""> </span></span></span><span style="font-size:12.0pt;line-height:200%;font-family:"Times New Roman","serif"">Most of the SHGs members are highly satisfied with the activities of SHG in the study area.</span></p><p class="MsoListParagraphCxSpLast" style="margin-top:0in;margin-right:0in; margin-bottom:0in;margin-left:1.0in;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;text-indent:-.25in;line-height:200%;mso-list:l1 level1 lfo1; tab-stops:31.5pt 40.5pt 1.0in;mso-layout-grid-align:none;text-autospace:none"><font size="4" color="blue"><p class="MsoNormal" style="margin-top:0in;margin-right:0in;margin-bottom:0in; margin-left:.5in;margin-bottom:.0001pt;text-align:justify;line-height:200%; tab-stops:.5in;mso-layout-grid-align:none;text-autospace:none"><b><span style="font-size:12.0pt;line-height:200%;font-family:"Times New Roman","serif"">5.2 Conclusion and Suggestions</span></b></p> <p class="MsoNormal" style="margin-top:0in;margin-right:0in;margin-bottom:0in; margin-left:.5in;margin-bottom:.0001pt;text-align:justify;line-height:200%; tab-stops:.5in;mso-layout-grid-align:none;text-autospace:none"><span style="font-size:12.0pt;line-height:200%;font-family:"Times New Roman","serif""><span style="mso-tab-count:2"> </span>From this study, it may be concluded that majority SHGs were of medium size and linked with bank. Large number of the rural women formed SHG for obtaining economic security and inculcating saving habit in them generating income, obtaining loan, increasing their social contact, exposed to various trainings , increased team spirit thus leading to increase in self confidence which on the other hand resulted in empowerment of members of SHGs by enhancing the socio-economic status in comparison to the non member of rural women. However , systematic sensitization of members of SHGs and other rural women (non members)regarding multiple role of SHG on overall development of the community is the need of the hour.</span></p> <p class="MsoNormal" style="margin-top:0in;margin-right:0in;margin-bottom:0in; margin-left:.5in;margin-bottom:.0001pt;text-align:justify;line-height:200%; tab-stops:.5in;mso-layout-grid-align:none;text-autospace:none"><span style="font-size:12.0pt;line-height:200%;font-family:"Times New Roman","serif""><span style="mso-tab-count:2"> </span>Therefore, planners and policy makers should suggest measures for organizing women into groups and take measures for sustainability of the SHGs as the membership in SHG improves not only their position in the society but also helps in improving the economic scenario of the locality and the nation as a whole.</span></p> <p class="MsoNormal" style="margin-top:0in;margin-right:0in;margin-bottom:0in; margin-left:.5in;margin-bottom:.0001pt;text-align:justify;line-height:200%; tab-stops:.5in;mso-layout-grid-align:none;text-autospace:none"><span style="font-size:12.0pt;line-height:200%;font-family:"Times New Roman","serif""><span style="mso-tab-count:2"> </span>Self Help Group is an important tool which helps the rural women to acquire power for their self supportive life and nation building efforts. The empowerment of women through SHGs would lead benefits not only to the individual women but also for the family and community. As a whole these SHGs have collective action in terms of development of the rural economy. Empowering women is not just for meeting their economic needs but also more holistic social development. The SHGs empower women and train them to take active part in socio-economic progress of the nation. Pandit Jawaharlal Nehru said, “To awaken the people, it is women who must be awakened; once she is on the move, the family moves, the village moves and nation moves.” Now the women are awakened by the self help groups.</span></p> <p class="MsoNormal" style="margin-top:0in;margin-right:0in;margin-bottom:0in; margin-left:.5in;margin-bottom:.0001pt;text-align:justify;line-height:200%; tab-stops:.5in;mso-layout-grid-align:none;text-autospace:none"><b><span style="font-size:12.0pt;line-height:200%;font-family:"Times New Roman","serif""> </span></b></p></font></p> <p></p> | |